Warren Buffet Thinks Hedge Funds Are Ludicrous

Warren Buffet believes that a passive S&P 500 index-based fund is a better investment than a carefully managed hedge fund. He has a point. The market is saturated with expensive funds that deliver poor long-term results, but this doesn’t mean that all hedge funds are a bad investment.

Poor mutual fund performance is often attributable to unrestrained trading and exorbitant management fees. Passive index funds make it difficult for an investor to gauge volatility and opportunity costs. The difference between active and passive funds shouldn’t be an issue. After all, long-term results and low costs are all that truly matter.

Bull markets always make passive index funds seem like a good idea, but many don’t realize the dangers of a passive investment. Out of 1200 investors surveyed last year, only half of them understood how vulnerable these funds can be. Passive index funds are susceptible to the maximum level of losses and volatility during any downturned market.

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There are two key characteristics of a well-managed hedge fund. Successfully managed funds have low expenses and a high degree of manager ownership. When managers invest their own money, their funds tend to outperform market indexes. There is nothing strange about outperforming the market average. Successful investors are doing it every single day around the world.

Tim Armour has been Chairman of Capital Group since July 2015. Capital Group has become one of the world’s foremost investment management organizations. Capital Group was founded in 1931, and currently holds more than $1.39 trillion in assets.

Tim Armour has acquired more than 34 years of investment experience working for Capital Group. He began as an equity investment analyst covering global telecommunications and service companies. He was also a participant in the Capital Group Associates Program. He attended Middlebury College, where he completed a bachelor’s degree in economics.

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Brian Torchin: The Leader In Comprehensive Health Care Staffing

Brian Torchin began his career as a Chiropractor in 1995, upon graduating from New York Chiropractic College. Now the CEO of Health Care Recruitment Counselors, or “HCRC”, LLC; Torchin has skyrocketed his career and become one of the top health care and legal recruiters world-wide.

Well known for his eye for talent and engaging articles, Brian Torchin has expanded his reach from North America to Europe and Asia, insistent on finding the best and brightest talent and the most engaging and innovative practices medical professionals are looking for.

With his years of Chiropractic experience to guide him, Torchin identified the challenges faced by hospitals and medical practices. For example, he noted early on that one of the biggest challenges faced by the medical field was a high staff turnover rate.

In addition to finding talent, Torchin’s firm also provides professional consulting, staff training, and background checks; These simple, yet time saving implementations make the hiring process that much easier for his clients.

Highlighting his hands-on approach, Brian even creates thought provoking blog posts for HCRC that discuss the complexities of hiring and interviews, as well as a wide range of topics like specifications for bringing on office managers and whether to work as an employee or independent contractor.

Brian has his clients covered from the first step to the last, and in the many comprehensive ways never considered before by others staffing companies. That is a refreshing change of pace in the often over-complicated health-care industry.

While he’s great at helping hospitals and practices hire employees, Brian Torchin equally benefits those seeking work. It can be a daunting challenge to find employment in the medical field when you’ve just come out of school.

However, Torchin has a keen eye for molding fresh individuals into the professionals that his clients are looking for. He not only ensures the knowledge base is in place, but also coaches young recruits on how to present themselves and their assets to potential employers.

He works with potential staff and clients alike to identify wants, needs, and goals, while finding ways to create a symbiotic and lasting relationship.

According to Glassdoor, Brian Torchin sees the potential not only for today’s needs, but looks to the future to stay a step ahead- which is what sets him apart as a leader in the industry.

How EOS Lip Balm Has Become an Optimal Choice of Lip Moisturizers

EOS lip balm (https://evolutionofsmooth.ca/) is a product that has been well recognized as being an optimal provider of lip balm products, as it has recently surpassed both Chapstick and Blixtex in number of sales. That is quite a feat, considering both companies have not only existed for longer periods of time, but have also been well-renowned as being great products of lip moisturizers. If you are not necessarily sure about what the benefits of having lip balm are, then you can simply test it out and see for yourself by following these following steps: Go one or two days without putting any lip moisturizer products on your lips and see how different they feel after putting some EOS lip balm on. Within the one or two days you did not have any EOS lip balm on, it is highly possible that you were beginning to notice some cracking on your lips, especially if you went a considerable amount of time without licking them.

EOS lip balm should be considered as being an optimal choice of lip moisturizer who doesn’t want to lose any blood from their lips due to drying and cracking. Aside from applying EOS lip balm regularly, it is highly recommended for individuals to ensure that they’re staying hydrated, as it is a certain way for individuals to have healthy lips that do not crack from drying. One habit that many people form is constantly licking their lips. Constantly licking one’s lips can result in them drying even more after a period of time of not licking them. Be sure to follow the recommended steps that have mentioned for attaining a healthy set of lips and you will feel much better. EOS lip balm is a great product (http://www.ebay.com/bhp/eos-lip-balm) that should be considered as being a primary choice of lip moisturizers for anybody.

Visit the EOS Facebook page to learn more.

Wild Ark Travel Green Destinations

Seeing the world in its pure state is important to many eco-conscious travelers and many find conservation an important part of their travel plans. In South Africa, Kenya, and many other countries some animals are facing struggles because of environmental changes and poachers and are now endangered. These places offer a vast array of opportunities to study game farms, massive photography options, train as a guide, and so much more. There is so much beauty in nature and you can literally live as a native tribe and gain sustainable living skills.

Wild Ark believes in protecting the wild places of the world. Conservation is important and we strive to inspire others and connect those with the same passion for reconnecting with nature. The world is open and we strive to provide events in different areas of the world that are like a needle in a haystack when searching for the same experience online. You can sign up to get email updates and never miss an event or information from Wild Ark. Imagine studying the wild and having nature as your textbook and your eyes and camera as a notebook. Live at one with nature and give back to an environment you decide to visit.

You can have an interest in birds, elephants, or any other animal and be able to work with EcoTracker in which animals are tracked and you learn about the day to day life of your animal of interest. Wild Ark can teach you to be a field, trail, or safari guide and immerse you in a broad spectrum of lectures and coursework about the field and wilderness surrounding you. If you love to hike you can travel the trails of South Africa and take in the beauty and so many visuals await you at every turn. For those with an interest in photography take a course in which you have the wild of South Africa as your canvass. You have so many opportunities to grow and learn with Wild Ark and your journey can continue in so many places, the sky is the limit.

Check them out on LinkedIn and @wild.ark

Taking on Amazon is Not Impossible – The Case of Fabletics

Fashion sells, but when you are competing against giants such as Amazon success seems bleak. Amazon controls about 20% of the market, and the rest is largely shared by big merchants and labels. Entering into this competitive industry seems risky, but Fabletics, an emerging brand, has beaten all odds to achieve impressive success.


A Smart Approach

Fabletics has been around for only three years, but it has already grown to about $250 million in such a relatively short period. Its incredible success has been attributed to several factors. For starters, its products are not only high-quality but also affordable compared to the competition. Additionally, it has done a great job of reaching out to the market and appealing to the activewear movement. However, its main strength lies in its business model.


Like giants such as Warby Parker and Apple, Fabletics’ business model resembles a sort of movement. Unlike most fashion companies, Fabletics requires its clients to subscribe for its products rather than buy promptly. By doing so, Fabletics is assured of a consistent income flow and a growing customer base. This is referred to as reverse show-rooming, and it may well be the future business model for most fashion companies.


Defining Reverse Show-Rooming

It has always been the norm that customers browse clothes before buying; this is known as show-rooming. However, most customers take advantage of this to browse clothes on major fashion companies only to later look for cheaper alternatives elsewhere. This practice has been slowly killing many fashion companies, and it has become worse now that most customers shop online.


Fabletics has taken a different route that has proven successful: reverse show-rooming. Customers cannot simply browse the selection of sportswear and walk away; they are required to subscribe for monthly supplies, although one can always skip or return a delivery. The idea seems unfeasible at first, but it has worked out well for Fabletics as the company is now guaranteed a constant customer base that will only grow bigger if everything goes smoothly.


Reverse show-rooming has not been easy for Fabletics to harness. It has taken several smart strategies that scope price, quality, identity, and appeal. For starters, Fabletics products are high-quality and relatively affordable considering that customers receive full active-wear gear. Additionally, Fabletics has focused on active-wear, a popular emerging category of sportswear. It is especially popular with runners and people who exercise lightly, and many people have come to identify with it. Finally, it has appealed greatly to its market in all aspects including advertising and design.

Weekend #workout plan inspired by @gingerressler's high-power moves ????

A video posted by @fabletics on

Sawyer Howitt conquering the Entrepreneurial Field at Young Age

Sawyer Howitt entered into the limelight while still young due to his excellent entrepreneurial skills and his prowess in racquetball. Sawyer Howitt has always exhibited excellent interpersonal skills and respect to the members of the team, which has made him a respectable person. His ambition to be the best has always been felt in the team as with his dedicated participation; the team has achieved great success.

Sawyer Howitt is the son of the renowned businessman David Howitt, the Founder and the President of Meriwether Group. Sawyer Howitt is the current project manager for the company and has always recorded significant results in his endeavors. When he was appointed, David Howitt said that he has hope that Sawyer would not let him down.

Sawyer Howitt is a student at Lincoln High where he is a member of Racquetball Club. According to the racquetball coach, Howitt is a dedicated and committed player who believes in teamwork. These traits have enabled Sawyer to be such a successful leader in the business field. Despite being new in the business, Sawyer Howitt ensures that he conquers every obstacle standing on the way to his success.

Sawyer is a role model to many youths and encourages them to keep on fighting as well as assuring them that giving up is not an option. Many are intrigued by Sawyer’s humble character and always wish that their kids may copy him. Sawyer has been on the forefront encouraging the youth to engage in entrepreneurial activities in a bid to better their lives.

Click here to learn more about Sawyer Howitt.

Sleek & Efficient Electric Razor by Donald Scott NYC

If you want to sport a beard it is vital to keep that thing trimmed else you will end up looking like a wild man of the woods quite swiftly. One of the more gentlemanly appearing beard styles is the faded beard shape up. A distinct and distinguished look that consists of the beard being groomed yet thick and tapering to a thin stubble look.


One of the best products out there to enable that well groomed look is the Donald Scott NYC Groom Stik Pro. A sleek and slim electric shaver that allows for close and precise trimming of beards as well as other body hair.


The Groom Stik Pro by Donald Scott NYC is perfect for travel with its small size and efficient use of only two AAA batteries. This sleek and efficient razor is ideal for home grooming as well as for professional stylists looking for that perfect tool for finer details at an affordable price. We can all thank Donald Scott NYC for this fantastic trimmer.

The Benefits You Get From an Organo Gold Cup of Coffee

Coffee is one of the most commonly consumed beverages globally. Many concerns have been raised regarding effects of taking this drink. Among these concerns is the high intake of sugar and caffeine, which are considered unhealthy. Organo Gold coffee, however, is an exception. The coffee contains Ganoderma which is its main constituent.

The Ganoderma lucidum is a mushroom that is mainly grown in Asia. The Asians have used it for about four thousand years, having realized its importance. Considering that it was rare, it was reserved for the royal family. Technology has however made the cultivation of the mushroom possible.

Specific health conditions Ganoderma lucidium can help manage

Yeast infection and bronchitis

Ganoderma boosts the maturation of macrophages which are immune cells that are known to digest harmful bacteria. Thus, they prevent the development of secondary infections such as chronic bronchitis. The mature macrophages are also effective against yeast, thus making the coffee essential in treating yeast infections.


Considering the responsibilities of an average citizen, it is not surprising to be stressed. Eastern physicians have always recommended Ganoderma to their stressed patients. Thus, if you are under stress, consider taking Organo Gold coffee.Learn more about Bernardo Chua: https://www.businessforhome.org/2011/12/organo-gold-review-2012/

Alcoholism and liver cirrhosis

Ganoderma is instrumental in preventing alcohol-induced liver cirrhosis. It is especially effective for those whose the disease is not advanced.


Ganoderma prevents the uterine from producing histamine which is known to cause inflammation. It also prevents the production of fibroblast growth factor, a chemical that accelerates the growth of fibroids.

Organo gold and Bernardo Chua

Having worked for various Ganoderma lucidium-producing companies, Bernardo understood the full benefits of the herb. He realized that the western world was not aware of these benefits and thus decided to venture into the Ganoderma business.

According to Zoominfo, in 2008, Bernardo Chua created Organo Gold, a company that escalated the use of Ganoderma herb globally. He has since concentrated on educating people on the benefits of the Ganoderma herb. By so doing, he has been able to expand the company’s clientele base.

The firm is located in Canada but has distributors all over the world. His choice for Canada is because the country is known for its strict standards thus assuring clients of top quality.

Host a Stress-Free Party through Twenty Three Layers

Hosting a party is a stressful proposition since the guest list has to be drawn up, caters reserved, food prepared, and a thousand other small details accounted for; all before the first guest walks in through the door! Why not skip the stress and just head right to the party? A host like a pro by hiring the best event planners in NYC to handle the responsibilities of planning a party.

Twenty Three Layers is one of the best event planning companies in NYC you can find. They still up to date on the latest party trends in entertainment, food, a décor. Their energy and creativity will surpass even the most dazzling expectations you have for your next event. They’re seasoned veterans in the world of event planning from weddings to charitable functions, they’ve done a bit of everything.

The event planning company has a handle on every aspect of the celebration from the venue where the party will be held down to the custom printing. They understand how vital these aspects of the party are and the importance of creating an aesthetic space to ensure guests are comfortable the moment they show up at the front door.

Floral design, entertainment, photography, branding, and other aspects of the party are handled by Twenty Three Layers. Whether it’s a corporate event detailing the next move a business is going to make or a one of a kind celebration, the company is here to help you. The focus of Twenty Three Layers is to exceed the expectations of their clients during their celebration. Overcoming their expectations and going beyond to ensure the event goes along smoothly.

Entrust Twenty Three Layers to plan out the celebration for you so you can enjoy the party. You can enjoy hosting a party stress-free knowing the best event planners in New York City have your back.


Celebrating Achievements With Event Planning Companies

In order to award people, companies often want to run special events so that there will be motivation for people to continue working for the company. However, there has to be a lot of thought put into the event. For one thing, there is a lot of meaning to the achievements. People have worked hard for the company in order to make a lot of progress. Therefore, it is important for them to be appreciated for their hard work. One thing that can be frustrating for the workers is if they have been awarded with an event that has not been given any thought.


However, one thing that the host of the event needs to understand is that he is going to need the help of event planning companies in NYC like Twenty Three Layers. This is one important thing about the event planning process. For one thing, it can be very stressful because people have to make sure that they get everything working in good condition. After all, one of the best things event planners in NYC could do for people is make sure that they are having a really fun time with all of the components working.


Planning an event with Twenty Three Layers can actually very fun because the professionals are very passionate and creative. They take the time to think about and discuss ideas with the host and with each other so that they could see what is going to work and what can be adjusted. They could also come up with other solutions that could take the event to an even greater level of fun.